The Employers Choice Preventative Care Plan is an IRS-compliant tax savings program that reduces your FICA tax burden while giving every enrolled employee access to comprehensive 24/7 telehealth services through Revive Health. Zero changes to your existing payroll or insurance.
This short video walks through exactly how the Employers Choice Preventative Care Plan works, what your employees receive, and how your business captures the savings.
Most employers face the same frustrating trade-offs when it comes to taxes and benefits. This program solves all three at once.
Every paycheck, you are paying 7.65% in FICA taxes on employee wages. For a company with 50 employees, that is thousands of dollars going to taxes every month instead of your business.
78% of employees say they value benefits over salary increases. Traditional benefit packages are expensive and complicated to administer, leaving employers stuck between cost and competitiveness.
Healthcare premiums increase an average of 6.5% every year, squeezing budgets and forcing tough choices. There has to be a better way to offer quality benefits.
What if you could save money on taxes and improve employee benefits at the same time, with no new spending?
A simple, IRS-compliant four-step process that creates real savings with zero disruption to your payroll, insurance, or operations.
Eligible employees, any W-2 workforce of 10 or more, enroll through simple paperwork. No changes to existing health insurance.
Simple Turnkey EnrollmentA pre-tax deduction of approximately $1,220 per month is applied under IRS Section 125, lowering your FICA tax liability immediately.
~$1,220/mo Pre-TaxEmployees receive a 100% tax-free reimbursement of $1,220 under IRS Section 105, plus full access to Revive Health's telehealth platform.
100% Tax-Free Under §105You keep approximately $53.33 per month per enrolled employee, about $640 per employee per year, straight to your bottom line.
~$53.33/mo Per EmployeeYour business pays less in FICA taxes. Your employees receive a valuable telehealth benefit and maintain the same or higher take-home pay. No new spending, no insurance disruption, no complexity.
See how much your company could save with the Employers Choice Preventative Care Plan. Adjust the slider to match your workforce.
Enter the number of eligible W-2 employees at your company. The minimum enrollment is 10 employees.
Estimates based on average FICA savings of ~$640 per employee per year ($53.33/month). Actual savings may vary based on employee wages and enrollment rate.
Ready to see your exact numbers? Schedule a free savings analysis and we will run the calculations specific to your payroll and employee profile.
Get My Free Savings AnalysisEvery enrolled employee receives full access to Revive Health's premium telehealth platform, 24 hours a day, 7 days a week. No waiting rooms, no appointments needed. All services are HIPAA-compliant.
Board-certified doctors available any time, day or night, via phone or video. Address urgent care needs and receive treatment plans without leaving home.
Licensed therapists and counselors available for virtual sessions, covered as part of the plan at no additional cost to employees.
Common medications delivered directly to the employee's door at no additional cost, covering a wide range of frequently prescribed drugs.
Convenient lab work with results reviewed by licensed providers. Skip the hassle and cost of in-person lab visits for routine testing.
Personalized nutrition counseling and structured weight management programs supporting long-term employee health outcomes.
Routine screenings and wellness checks. Catching issues early keeps your team healthier and reduces the likelihood of costly claims.
Every aspect of the Employers Choice Preventative Care Plan is designed to meet or exceed regulatory requirements, reviewed by tax attorneys and employee benefits specialists.
The tax-free employee reimbursement is structured as an HRA under IRS Code Section 105, the legal basis for the tax-free reimbursement.
Employer contributions to accident and health plans are excluded from employee gross income under Section 106.
The pre-tax payroll deduction is administered under a Section 125 Cafeteria Plan, which reduces taxable wages for both parties.
Benefits provided qualify as medical care under IRS Section 213, ensuring services meet IRS definitions for tax-favored treatment.
The plan meets all Employee Retirement Income Security Act requirements for employer-sponsored benefit plans.
All employee health information is handled in full compliance with HIPAA privacy and security standards throughout.
The savings come entirely from FICA taxes you are already paying. No upfront costs, no implementation fees, no new line items.
We handle all documentation, enrollment communications, and ongoing administration. Your HR team takes on no meaningful new workload.
This program runs alongside your current health insurance. Employees keep their existing coverage exactly as-is.
Employees receive premium telehealth benefits and maintain the same or higher take-home pay through the pre-tax structure.
Savings begin the first payroll cycle after enrollment. There is no waiting period before you see the financial impact.
A dedicated support team manages enrollment and keeps the plan running smoothly year-round.
Schedule a free 15-minute discovery call. We will run a personalized savings analysis specific to your payroll, workforce size, and employee profile, with no obligation to move forward.